Privacy Policy
Last updated: August 12, 2025
This Privacy Policy explains how Epfin (“we,” “our,” or “us”) collects, uses, and protects your information when you use our app to view loan statements. It also outlines your privacy rights and legal protections.
1.
Definitions
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Account – A unique account created for you to access Epfin.
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Application – The mobile software provided by us for viewing loan statements.
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Personal Data – Any information that identifies or can identify you.
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You – The user of the Service or the legal entity on whose behalf you’re using Epfin.
2.
What Data We Collect
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Personal Data: Such as email address, name, or phone number (if you register).
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Optional Permissions: If you grant access, we may collect location data or files (e.g. for personalized loan-related features).
3.
How We Use Your Data
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Deliver and maintain the Service.
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Manage your account and authentication.
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Communicate updates or loan-related notifications.
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Improve and personalize user experience.
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Analyze trends and performance (e.g. to optimize app functionality).
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Transfer data during business changes (mergers or acquisitions).
4.
Data Sharing
We may share your data with:
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Service Providers, for hosting, analytics, and notifications.
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Legal Authorities, when required by law or to protect our rights.
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Your Consent, if you opt in to marketing or promotional communications.
5.
Data Retention
We retain your personal data only as long as needed—for account purposes and legal compliance. Usage data may be stored longer for analytics and improving security or functionality.
6.
International Transfer
Your data may be processed or stored outside your country, including jurisdictions with different data protection laws. We enforce safeguards to protect your data during transfers.
7.
Your Privacy Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict processing of your data. Contact us to exercise those rights.
8.
Children’s Privacy
We do not knowingly collect personal data from individuals under 13. If a minor’s data is discovered, we’ll remove it promptly upon verification.
9.
Third-party Links
Our app may contain links to other services. We are not responsible for their privacy practices. Please review the policies of any third-party sites you visit.
10.
Policy Updates
We may update this policy periodically. Changes will be posted here with a new “Last updated” date and, where reasonable, communicated via the app or email.
11.
Contact Us
Have questions or concerns? Reach out:
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Email: energypacpower@gmail.com
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(If applicable: add address or social media links.)
Tips for Using This Template:
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Customize it to reflect your actual data practices and the app’s specific functionalities.
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Add any additional categories (e.g., payment info, if applicable).
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Make sure to include legal requirements relevant to your user base (especially if you operate in jurisdictions with strict privacy laws like GDPR, CCPA, etc.).